What if my state liability insurance requirements are much lower than the policy GuardPro is offering?
The state you are acquiring your security guard license in will require you to show proof of liability coverage. The states requirements on liability policy limits are typically low. Most newly formed security guard companies fall into the minimum premium policy category. The minimum premium cannot be reduced any further regardless of the limits or deductible. This means you will pay the exact same amount of premium for the $1,000,000 limit as you would if you lowered it to $300,000 limit.
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What information is needed to provide me the best possible liability quote?
Can you also provide workers compensation, commercial auto and/or umbrella coverage for my newly formed guard company?
You need to understand the limits, endorsements & exclusions of the liability policy.
What If I cannot answer all the questions on the supplemental application since I don’t have any clients right now?