California Security Guard Insurance

In California, security guards are required to be licensed by the Bureau of Security and Investigative Services (BSIS). As part of the licensing process, security guards must obtain insurance coverage. This typically includes general liability insurance, which covers damages or injuries that may occur on the job, as well as worker’s compensation insurance, which covers medical expenses and lost wages for security guards who are injured on the job.

Security guard insurance policies may also include coverage for lost or stolen property, as well as protection against errors and omissions (E&O) claims. E&O insurance covers mistakes or oversights that a security guard may make while performing their duties.

It is important for security guard companies to carry the appropriate insurance coverage to protect themselves and their employees in the event of an accident or incident. It is also important for individual security guards to make sure they are adequately insured before accepting a job.