In the insurance world, not every Carrier will want to write coverage and insure every type of business. This is especially true for the Security Guard industry. There are about 10 different carriers who have programs for Security Guards, but they all have different appetites when it comes to the type of work the Guard company does. Therefore, it is extremely important to have a broker that is knowledgeable when it comes to insurance for Security Guards. The last thing you want is to not be properly insured because an agent went to the wrong carrier, and you aren’t covered for the work you are doing.
When we submit to our markets for our clients, we take a detailed look into the type of work you are doing (armed/unarmed) and for what type of contracts. If you are doing armed work for parking lots, warehouses, and construction sites, we know exactly which carriers would love to quote your insurance with great coverage. On the other hand, if you’re doing work such as bodyguarding, events, transportation, or other specialty work, then we know only a few carriers will quote the insurance with proper coverage. We say proper coverage, because so often we see new clients who have had policies that exclude the very work they do on a daily basis. Imagine having a claim occur, only for the insurance carrier to deny paying out the claim because its specifically excluded on your policy, all because an agent didn’t know where to place your business.
At GuardPro, we strive to make sure we place our clients with carriers that are not only financially sound but have the best policies that will actually cover the specific type of work your business does. We are more than happy to review policies and take a look at current coverage to ensure you are properly covered. Please reach out if you are unsure, or just want peace of mind that your business is protected.